It's easy to fall for the trap of following universal advice.

Some people say you should travel the world while you're young. Some say you should save fervently and funnel every penny into the stock market until you're 50.

The practicality of such advice depends on what you're optimising for. Your priorities change everything.

Travelling as much as I have could be a waste of time and money if my goals were different.

Quitting my dream job in corporate law could have been a terrible decision.

Spending dozens of weekends sitting indoors writing could be a terrible decision.

It all depends on what you want from your life and the tools you want to put in the hands of your 50-year-old self, whether they take the form of skills, memories, knowledge, or relationships.

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